The 4% rule is one of the most widely shared retirement “rules” — but here’s the problem: Real life isn’t a straight line. You won’t spend the same in your 60s as you will in your 80s. Your lifestyle changes. Your priorities change. Your health, travel plans, family commitments — all of it changes. So relying on a fixed percentage doesn’t tell you what you can actually spend or whether you’re missing out on living the life you want now. Good financial planning is flexible. It adapts to your life
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Are you worried about your financial security in retirement? It's a growing fear for many soon-to-retire Americans. Rising taxes, the threat of inflation, and unpredictable market shifts can turn your retirement dreams into a source of stress and burden. But it’s not too late to make sure your financial future is secure. • Join our Retire by Design virtual workshop, where we will help you lay the foundation for: • Minimal Tax Retirement: Learn how to keep more of your retirement income. • Inflat
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Here's the retirement reality most South Africans need to hear... The numbers don't lie. 94% of South Africans reach retirement age with insufficient savings. They're forced to work until they physically can't, or rely on family support. The government grant covers R2,080 per month - barely enough for groceries, let alone rent, medical bills, and dignity. Without proper planning, retirement becomes survival mode. At retirement-annuity.co.za, we connect hardworking South Africans with expert-mana
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"Too old to hire, too young to retire" isn't just happening in France - it's destroying careers globally, and women over 50 are bearing the worst of it 😓 A 55-year-old French entrepreneur just went public on LinkedIn about running out of money, unable to find work, and having to move back in with her mother. She's now classified as "NER" - neither employed nor retired. A career limbo that's becoming terrifyingly common. This isn't about lack of skills or experience. It's about systematic age di
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