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One of the biggest surprises for people filing bankruptcy? You can’t keep any credit cards—even if they’re paid off. Why? Because every line of credit has to be listed in your case, and once you file, lenders will usually close those accounts. Bankruptcy is meant to give you a clean slate, not leave you with old credit to fall back on. But here’s the good news: ✨ You can rebuild credit faster than you think. ✨ Many people get offers for new credit (yes, really!) within months of discharge. ✨ You
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