Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Home equity borrowing has been a top option for many Americans over the last few years, buoyed by rising home values, higher interest rates on other types of debt and financial necessity. On the last ...

How Does an Equity Line of Credit Work? An equity line of credit is a type of revolving credit that allows homeowners to borrow against the equity in their home. Homeowners can use this credit to ...

With more than $14 billion in home equity lines of credit since its founding in 2018, fintech company Figure is one of the largest HELOC lenders in the U.S. We love Figure's speed and efficiency: ...

TD Bank was a top choice for best overall home equity lender, boasting both a HELOC and home equity loan that were highly ...

A no doc HELOC, or no-documentation home equity line of credit, allows homeowners with nontraditional income to access their home's equity. It’s typically used by borrowers who can’t qualify based on ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Before getting started with a HELOC, however, it's critical to ...

Founded in 1904, Bank of America is the largest HELOC lender in the U.S., with $25.5 billion loaned in the last quarter of 2024. We love BofA's home equity line of credit for its extensive draw range ...

With Americans collectively sitting on record-high $11.6 trillion in tappable home equity as of August 2025, which explains why so many are turning to home equity lines of credit (HELOCs) to access ...

The origination of home equity loans, home equity lines of credit (HELOCs) and cash-out-refinances rose 11 percent in the fourth quarter of 2024, according to TransUnion. That marks the third straight ...

Banks are pitching home-equity lines of credit as a cheaper form of borrowing as Federal Reserve rate cuts could lower HELOC rates to the mid-6% range, according to one estimate An increasing number ...

How does a home equity loan work? First, it’s important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...