A Roth conversion is a great way to set yourself up with tax-free retirement income and avoid RMDs. Be careful not to move too much money over at once. Be mindful of how conversions could impact your ...

Most people spend their working years in their highest tax bracket. Then your retirement plan changes the equation. Once you stop working, your taxable income often drops, sometimes significantly.

A common window to do Roth conversions is your 60s, before RMDs begin. If you have a substantial balance to convert, your modified adjusted gross income could be high during that window. That could ...

A Roth conversion only makes financial sense when your current tax rate is lower than your projected retirement tax rate; converting at a 25% rate to avoid a 15% rate in retirement costs $10,000 extra ...

Couples retiring at 63 with traditional 401(k)s have roughly a decade before required minimum distributions begin at age 75, during which they can convert up to $129,000 annually into a Roth IRA at ...

Retirement expert Jamie Hopkins, co-author of “Your Retirement Sketchbook,” joins MarketWatch’s Beth Pinsker to discuss Roth IRAs and answer audience questions during Don’t Short Yourself Live. Over a ...

If you saved well during your career, you may be approaching retirement with a large sum of money in a traditional IRA or 401(k). That's a good thing in theory, but it puts you at risk of having large ...

HUNTSVILLE, Ala. (TENNESSEE VALLEY LIVING) - It’s a financial term that many people may or may not fully understand: Roth conversions. Lead Financial Advisor Emily Mason (CFP®, CPWA) stopped by the ...

My good friend Bob from Munster had a question I thought merited visiting in the column. Bob’s question involved a topic we are dealing with more and more often in the practice and a tool we are using ...