Student loan rates have held steady over the last week. As of January 27, 2026, private student loan lenders are offering fixed rates as low as 2.69% APR and variable rates starting as low as 3.28% ...

James Chen, CMT is an expert trader, investment adviser, and global market strategist. Somer G. Anderson is CPA, doctor of accounting, and an accounting and finance professor who has been working in ...

Lucas Downey is the co-founder of MoneyFlows, and an Investopedia Academy instructor. Michael Boyle is an experienced financial professional with more than 10 years working with financial planning, ...