David Min explains that all of the world’s advanced countries provide significant levels of government guarantees to their housing finance systems. Many conservatives critical of the federal ...

What do you do when the phone stops ringing? When wholesale lenders fold? Guidelines are tightening to unbearable levels? When home prices plummet? When government regulation is agonizing? For the ...

If you’re thinking about applying for a first mortgage, you’re doing so at a good time — but then again a) you’ve already been told it’s a good time and b) it’s been a good time for a very long time.

First-time buyer or seasoned homeowner, we can all benefit from staying up to date on the basic principles of mortgage lending. From understanding best practices to getting the most competitive rate ...

The National Association of Mortgage Brokers (NAMB) recently selected the senior management team of 1st Reverse Financial Services, LLC, a subsidiary of Family Federal Savings of Illinois, to create ...

Are you considering refinancing your home? You may want to act before interest rates rise. The refinancing plan that's right for you and your family depends on your current financial situation. Is ...

Some buyers who engage the services of area Realtors like Paul DeCarlo of RE/MAX Southern Homes have never purchased a home before. Others have owned many homes, but haven't applied for a mortgage in ...

I have created a calculator that allows users to get a sense of the principal limit available with a HECM reverse mortgage on their homes using the most popular one-month variable-rate option. A ...

Would the line of credit ultimately be larger if opened earlier rather than later? We can further explore this question with a more realistic example. Exhibit 1.1 below provides an illustration of the ...