In October 2014, KrebsOnSecurity examined a novel “replay” attack that sought to exploit implementation weaknesses at U.S. financial institutions that were in the process of transitioning to more ...

Traditional payments industry wisdom states that EMV is extremely effective solution for curbing down ‘card present’ (CP) fraud, but that EMV is at the same time completely ineffective in curbing ...

At the end of 2016, Visa and MasterCard extended the deadline for U.S. gas station owners to update their pay-at-the-pump terminals to accept EMV payments. Handwringing followed quickly thereafter, ...

The capacity for EMV cards to swiftly and drastically reduce payment card fraud in the U.S. is by no means assured. About a half year after the shift, there are still breaches, fraud and skimming ...

With the new year just around the corner, retailers should make a resolution to learn more about EMV technology. That’s because 2015 is slated to be the year EMV technology makes significant inroads ...

With Apple Pay slated to go live later this month, one can soon expect to see an avalanche of fear mongering from pundits who, like PayPal, will question the wisdom of trusting Apple with user credit ...

Many automated teller machines (ATMs) and point-of-sale (POS) terminals fail to properly generate random numbers that are required by the EMV protocol to securely authenticate transaction requests, ...

Credit and debit cards in the U.S. now have EMV – Europay, Mastercard and Visa – chip technology, the global standard for card payments that significantly reduces fraud. Most card users are familiar ...

When Visa introduced its Quick Chip for EMV on Tuesday (April 19), it placed retailers in an awkward — but interesting — position. The effort is a different EMV implementation that will allow shoppers ...