How the Fair Credit Reporting Act (FCRA) Protects Consumer Rights

The Fair Credit Reporting Act (FCRA) is the federal law regulating the collection of consumers’ credit information and access ...
Consumer Reports

Credit Report Error Complaints Surge. Here’s Why You Should Check Yours.

After the shock of losing her job, Lisa Hill-Green of Richmond, Va., struggled to pay her bills. In an effort to bring down her costs, she went to her mortgage lender for a loan modification. But then ...
Forbes

Why You Should Regularly Check Your Credit Report

In a significant move toward enhancing consumer financial health, AnnualCreditReport.com, the centralized platform for free credit reports, has expanded its services to allow individuals to access ...

5 Signs of Fraud that Could Show Up on Your Credit Report – and How to Fix Them

Another sign that could indicate potential fraud on your credit report is the presence of collections or charge-offs.
ConsumerAffairs

Credit Score vs. Credit Reports: What’s the Difference?

Take a Financial Relief Quiz. Get matched with an Authorized Partner. When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give ...
Hosted on MSN

I Put a Fraud Alert on My Credit Reports. Here's Why You Should, Too

If deleting and reporting scam texts and phone calls has become part of your daily routine, there's another simple way to protect yourself from fraud -- and it may be more effective. Placing a fraud ...