High-yield savings account rates have surprisingly held steady after the Federal Reserve cut interest rates last week. As of ...

Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates ...

With the average savings account paying 0.40%, according to the Federal Deposit Insurance Corporation (FDIC), it might feel a ...

The annual percentage yield (APY) is accurate as of September 30, 2025 and subject to change at the Bank’s discretion. Refer to product’s website for latest APY rate. Minimum deposit required to open ...

See how the rate you’re earning on cash savings stacks up against the national average, what the big banks pay, and where savvy savers earn the highest APYs today.

Tony Armstrong leads the banking team at NerdWallet. He has covered personal finance for over a decade. Tony began his NerdWallet career as a writer and worked his way up to editor and then to head of ...

See where your cash can still earn standout yields—up to 5%—before the Fed’s expected rate cut, including today’s top savings ...

On Dec. 10, the Federal Reserve announced the third and final rate cut of 2025. While it was welcome news to borrowers, it was a different story for savers. Banks look to the Fed's benchmark rate when ...

Savers still have plenty to be happy about. Many high-yield savings accounts (HYSAs) are offering between 4.00% and 5.00% APY -- a big improvement over the near-zero rates at most big banks. That said ...