After a couple of years of spiking interest rates in the wake of the pandemic, yields on savings accounts have been falling since late 2024, when the Federal Reserve began trimming its benchmark rate.

Home equity borrowing rates have been on the decline over the last 18 months. While home equity line of credit (HELOC) rates averaged 9.18% last June, the same rates now sit just below 8%, according ...

If you're a borrower who thought the holiday season would cause a lull in the mortgage rate climate, think again. Not only have mortgage interest rates been gradually but noticeably declining all year ...

Most people understand interest in theory—you borrow money, you pay a little extra back over time. But what gets overlooked is how that “little extra” quietly shapes your entire financial picture.