Payment history is a major consideration when it comes to calculating your credit score, making up 35% of your total score. A single late payment — which happens 30 days or more after the payment was ...

Businesses often encounter customers that will need a friendly payment reminder from time to time. If you're responsible for accounts receivable, you probably often find yourself waiting to collect ...

As a business owner, you probably have reason to write many request letters – from requests for payment to requests for additional information. Once you establish a professional and friendly template ...

Late payments can damage your credit, especially if you stop paying your loans or credit cards for an extended period of time. And while we usually tell you that there are no shortcuts when it comes ...