On one hand, you could aim to pay off your mortgage principal faster to save on interest and reach debt-free status sooner.

A point is prepaid interest; so buying points is paying part of your mortgage interest upfront instead of over the life of ...

The financial landscape for homeowners has changed significantly in 2026. While prices aren’t rising as fast, the cost of borrowing is still high. Mortgage interest rates have jumped. At the same time ...

Deciding what to do with extra cash once the bills are paid and savings are growing is a high‑class problem, but it is still a real financial fork in the road. Paying off a mortgage ahead of schedule ...