Home insurance is getting less affordable, and less available, as insurers raise prices and pull back from areas with extreme weather. That's forcing families across the country to make tough choices.

A $400,000 house costs an average of $3,216 to insure per year, but your cost will vary based on a few factors.

While home insurance rates are soaring after the wildfires in California and hurricanes in Florida, there are a few states where homeowners are paying well below average premiums to protect their ...

Last year, there were a total of 27 weather and climate disasters in the United States with losses of more than $1 billion each, according to NOAA National Centers for Environmental Information (NCEI) ...

Home insurance is a vital safeguard for protecting one of the most valuable assets many people own. However, in recent years, homeowners in climate risk areas have been facing steep increases in their ...