Both Roth IRAs and life insurance policies can provide access to tax-free income in retirement. Roth IRAs have income limits, and gains generally can’t be accessed without penalty before age 59½. The ...

Having a plan really does pay off. Research from T. Rowe Price found that individuals with a formal financial plan had two to ...

Generation Xers are worried about inflation and market volatility as they approach retirement, according to the 2025 Q3 Quarterly Market Perceptions Study* from Allianz Life Insurance Company of North ...

One of the primary benefits of a retirement plan is that it helps you create a fund that supports you financially in your ...

75% say it is hard for them to juggle their financial needs and goals because they are caring for their children and parents 59% say they reduced or stopped contributing to their retirement savings ...

The retirement savings gap and the increasing need for long-term care as the population ages are problems the U.S. cannot afford to ignore. That was the word from panelists during the Employee Benefit ...

Micruity, the infrastructure company powering retirement and lifetime income solutions across America’s workplace savings ...

Kristina Byas is contributor at Investopedia. As a personal finance expert, she has lent her insights and knowledge to numerous financial publications. Her articles have helped readers navigate the ...

Planning for retirement isn’t simple. Many investors and their advisors pore over options, looking for the perfect allocation of stocks, bonds, cash and other assets. “What few of them are thinking ...