Travel insurance is subject to the terms and conditions of your policy, so it’s vital to read your policy documents to understand the scope of coverage, policy limits and exclusions of your plan.

With multiple hurricanes, wildfires, and mudslides in the last year, the insurance industry has been hit hard. It now faces the stress of trying to return to being profitable. One of the keys to ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.