As of October 1, 2025, the average home equity loan rate is 8.21%, according to Bankrate’s regular survey of rates. The average range is between 5.49% and 10.75%. Home equity loan interest rates also ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

HELOC costs are declining and could still fall further. Here's what a $70,000 HELOC could cost monthly right now.

How does a home equity loan work? First, it's important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...

Do you need a home appraisal to qualify for a HELOC or home equity loan? While you've been focused on everything else life throws at you, your property has been working behind the scenes. Most people ...

A $40,000 home equity loan could be an affordable way to borrow now that the Federal Reserve is cutting rates again.