When you take out a personal loan, your interest payment is generally fixed. This means you’ll have equal monthly payments factoring in the amount of interest you owe on top of the funds you borrow, ...

Credit card lenders add a margin to the prime rate to arrive at your card’s variable APR. The prime rate impacts the cost of credit on consumer loans, including credit card accounts, with the rates on ...

Whether you are starting something new or expand your operations, it is best to have a thorough knowledge of lending rates for businesses. These rates determine the final amount you will pay when a ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

What will save you real money is to stop waiting on the Fed to lower rates. If you can’t clear your balance with one or two payments, see if you qualify for a zero-rate balance transfer card, which ...