If you’re a homeowner facing a big purchase or ongoing expenses, a home equity line of credit (HELOC) can be a smart way to ...

A cooler interest rate climate may entice homeowners in need of $15,000 to consider their home equity loan options.

SoFi reports that home equity loans include fixed-rate loans, HELOCs, and cash-out refinancing, with options varying based on financial needs.

As of October 1, 2025, the average home equity loan rate is 8.21%, according to Bankrate’s regular survey of rates. The ...

Less than 10%. That's what a $30,000 home equity loan would be equivalent to now, when borrowed from the average homeowner's ...

Reina Marszalek is a staff senior personal finance editor at Buy Side from WSJ. Staff Deputy Personal Finance Editor, Buy Side from WSJ Valerie Morris is a staff deputy personal finance editor at Buy ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. Valerie Morris is a staff deputy personal finance editor at Buy Side and personal finance expert. A Heloc can help you access ...

How does a home equity loan work? First, it's important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...