When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

It's possible to regularly check on the state of your credit at no cost to you Reviewed by Ebony Howard Having good credit ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

From data entry mistakes to the results of identity theft, errors on your credit report can lower your credit score. That in turn can limit your ability to qualify for favorable interest rates on ...

If you are thinking of buying a home in the near future, one of the top things you'll need to do (besides house shopping) is to get your credit score in order. If you're like the average home buyer in ...

I pay my credit card balance in full each month, but you'd never know it by looking at my credit report. In fact, I wouldn't look that much different from someone who pays only the minimum payment, ...

Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...