Explore how the FHA supports homebuyers with mortgage insurance and low down payments. Learn the agency's history and its role in making homeownership accessible.

FHA mortgages and mortgage insurance are government programs intended to help first-time homebuyers and other in-need borrowers get loans to purchase homes. If you have a low credit score and can't ...

As FHA borrowers face mounting affordability pressure and rising delinquency rates, a new bipartisan bill called the ...

Many first-time homebuyers will discover that they have to pay for something called “mortgage insurance.” This adds to your monthly mortgage payment and is often an unpleasant surprise. That’s ...

Thinking about buying a home with a Federal Housing Administration mortgage? Or maybe you’re a vet or in-service military and can buy using a Veterans Affairs or VA mortgage? It’s best you delay ...

The Federal Housing Administration (FHA) released its annual Report to Congress several weeks ago, reporting significant improvement in its Mutual Mortgage Insurance (MMI) Fund. Late last week Brian D ...

The newly installed Secretary of the Department of Housing and Urban Development (HUD) released her first quarterly report on the agency to Congress on Tuesday. A key point regarded the Federal ...

When comparing FHA and VA loans, the biggest differences come down to who qualifies and what you pay. An FHA loan is a ...

Many first-time homebuyers will discover that they have to pay for something called "mortgage insurance." This adds to your monthly mortgage payment and is often an unpleasant surprise. That's ...

If you take out an FHA loan, you’re required to pay FHA mortgage insurance premiums (MIP). FHA MIP includes an upfront premium, typically paid at closing, and annual premiums. The cost of the annual ...

Reduction expected to save homebuyers, owners an average of $800 per year. Homeowners will save an average of $800 per year following the Biden Administration’s announcement Wednesday that it will ...

In 2013, the Federal Housing Administration (FHA) began requiring borrowers to pay the Mortgage Insurance Premium (MIP) for the life of an FHA loan. This change triggered controversy. People have ...