If you're struggling with overwhelming debts and bills, it can be difficult to get your finances back on track on your own. That's where debt counseling services and credit counselors can provide ...

For many Americans, debt isn’t just a balance on a screen—it’s a daily weight. In a 2025 survey by financial services company JG Wentworth, it was found that nearly half of respondents worry about ...

Americans now owe nearly $5 trillion in non-housing debt, according to the Federal Reserve Bank of New York, a sum that’s increased more than 60% over the past decade. As our debt has grown, so has ...

Managing debt can feel overwhelming at any age, but even more so as you get older or enter retirement. If you're looking at your credit card statements or loan payments and wondering about the best ...

BATON ROUGE, La. (CONSUMER REPORTS) - For many families, credit card debt is a huge source of stress, and when the bills keep piling up, it might seem like there’s no way out. But before you lose hope ...

There is not a single federal debt forgiveness program for older adults. However, options such as debt management plans, credit counseling, and debt consolidation loans are available. Debt forgiveness ...

While debt consolidation programs can help organize your repayments into a simplified plan and help you save a bit of money, you could take a negative hit to your credit score. If you’re struggling to ...

Debt consolidation is a financial strategy designed to simplify debt repayment by combining multiple debts into a single payment. There are two main approaches: debt consolidation programs and debt ...

To help them break an often overwhelming cycle of debt, many Americans seek relief through bankruptcy or debt consolidation — two debt-free strategies with very different implications. The MarketWatch ...