Forbes contributors publish independent expert analyses and insights. Jim Osman is a finance expert with over 30 years of experience. Credit Cracks Are Spreading: Rising Delinquencies And Recession ...

U.S. consumer borrowing rose by $13.09B in September, against the $10.50B increase expected and $3.13B growth in August (revised from $0.36B), according to data released by the Federal Reserve on ...

There’s been a big uptick in consumer debt this spring. The Federal Reserve reports that consumer credit in April rose by nearly $18 billion, or 4.3% on an annualized basis. That was a lot more than ...

Credit delinquencies increased from a year ago across almost all VantageScore credit tiers and almost all delinquency categories, signaling that repayment pressures are affecting even the most ...

A decades-long drive to cap credit card interest rates has received a sudden jolt from President Donald Trump — and ...

TransUnion's Q1 2025 report highlights nuanced consumer credit trends amid rising costs and interest rates, revealing varied balance growth. TransUnion's Q1 2025 Credit Industry Insights Report ...

Key insight: A new survey of consumer credit companies revealed deteriorating business conditions in the third quarter, and signs of increasing stress among some consumer segments. What's at stake: ...

As a series of compounding pressures challenge lenders heading into the back half of 2025, risk managers are becoming increasingly aware that they’re attempting to meet lending goals using credit data ...

Follow along as we try to buy a hat in each of America's three major credit eras to see what data is collected and used to determine creditworthiness at different points in American history.

For the latest installment of our series of practical insights on emerging Federal Trade Commission (FTC) consumer protection and data privacy priorities, we discuss coverage and requirements under ...