1. Always pay on time. Even one late payment can hurt your score. 2. Keep balances low. Using less than 30% of your total credit limit is ideal (under 10% is even better). 3. Limit new credit ...

Topping the list of consumer frustrations in the Tri-State are errors on our credit reports. 44% of people polled in a recent survey found errors on their credit reports. Inaccuracies or even ...

Have you ever checked your credit score right after making a payment, only to find it hasn’t changed at all? It can feel confusing or even frustrating, leaving you to wonder: “When do credit scores ...

Learn the numbers you need to know before applying for that next big loan. March 16, 2009 — -- A young reader asked me last week how your credit score is calculated, how it's related to your ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are to ...