Tri-merge mandates prop up a credit bureau/FICO oligopoly, raising mortgage costs with little benefit despite risk concerns, ...

Allowing lenders to base mortgage decisions on single- or double-pull credit reporting would result in more risk to banks, and higher costs for borrowers, writes Dan Smith. Imagine applying for a ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...